01 · Overview

Overview

Relying on the experience accumulated by provide FinTech services for banks and non-bank customers, Sunline Scenario Consumer Credit Business Solution provide a complete set of individual consumer finance business solution. The whole process includes archive users, sign certification/risk control, examination and approval, pay the loan, core processing steps, post-loan services and so on. Banks can gain access through any link to choose all or part of the function service from overall solution according to the bank system.

02 · Architecture

Scheme Architecture

Scenario Consumer Credit Business Solution architecture diagram
03 · Solution Advantages

Solution Advantages

Consultation service

Product design consulting.Process design and solutions.Market analysis and industry research.The establishment of the rules and regulations.

Risk management

Credit risk analysis and credit report.Big data federation modeling and iteration.Credit risk management cloud services.Intelligent approval in middle-ground.

High quality assets

Provide scenario-based high-quality assets, including automobile, tourism, e-commerce, communication providers, education and other consumption scenarios, so as to enhance the bank's inclusive financial services capability

Marketing

Providing marketing solutions.Providing precision marketing strategies.Assisting in online and offline marketing.

Technology Services

IT consulting.System prototypes and requirements document.Technical assistance.Technology development and implementation.

04 · Details

Additional Details

From the perspective of providing long-term service to consumers and growing together with them, Sunline Scenario Consumer Credit Business Solution will provide consumers financial services to meet their needs for life upgrading

Takes the consumption scene as the business orientation, lead the construction of the consumer credit business

With a professional risk control team, Sunline can provide banks with flexible and efficient risk control services to reduce financial risks

To build a service platform oriented to business operation, meet the business requirements of integrity, ease of use, flexibility and other aspects and reduce the investment and pressure of banks in business operation

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