Open Platform
Overview
The open platform is the backbone for internal governance, external integration and open services. Through the platform, it penetrates the internal and external resources of the enterprise to build an ecological digital financial service circle. The current typical service output of the platform covers account, product, payment and data type. Through the service gateway, the specific functions of each business are used as the entry point to enable external output uniformly, allow integration with many cross-industry scenarios and realize business processes componentization support. With customization, flexible layout and in-depth ecological scenarios through the sharing, openness and rapid output of services and operations, ultimately creating a new model of open banking and finance.
Product Features
Standardized reuse
Open Platform integrates the business capabilities of heterogeneous systems, realizing high availability and the reusability of interface capabilities in accordance with unified service specifications and governance processes to achieve a standardized external output basis
Channel gateway
Through service orchestration, the business interface of the internal system can be integrated onto the open platform. Integration to the bank's internal financial capabilities including but not limited to accounts, products, payments, data, etc., enable business scenarios to form a financial scene-oriented service for external output
Orchestration planning
By integrating the bank's internal financial capabilities, orchestration of financial scene-oriented services for external output, banks can meet the agile, rapid and component-based customization of business processes, ultimately realizing rapid responses to business innovations
Ecological opening
Build an open ecosystem to attract multiple resources, open up business operations, maximize the efficiency of external cooperation, optimize resource allocation, exert scale effects and form multilateral product value-added services with partners
Application Scenarios
Service governance
Provide service governance functions including customer information and data governance to improve the efficiency and quality of bank internal services
Scenario financial connection
Provide external developers with a standard interface for interconnection, inspire them to deliver their own financial service capabilities, provide useful supplements for increasing the stickiness of the financial ecosystem and realize the connection of massive financial scenarios
Open finance
Provide comprehensive operation service management functions, presentable data, report data, operation data, etc. in a measurable digital way, provide efficient differentiated services as well as offer a basis for operation and decision-making for open finance