Digital Core System
Overview
Sunline Digital Core System is based on a distributed microservices architecture, supporting horizontal and vertical expansion, realizing rapid iterative development and release as well as providing banks with massive data and high concurrency a 24/7 uninterrupted digital core services. The platform presets integrated service solutions for various competence centers such as user, account, quota, interest rate, fee, product, marketing, partner, payment center etc. to provide core services support in scenarios such as smart savings, consumer loan, investment and wealth management, marketing, payment acquiring, transaction banking as well as open finance, helping banks to future-proof and meet the rapid expansion of innovative businesses.
Product Features
Distributed microservices architecture
The system is based on distributed microservices architecture that meets the vertical and horizontal expansion of applications and data. The technical components can be expanded and assembled to meet the bank's demands of flexibility and scalability for future business developments and changes
Open technology
The system is built based on the concept of open source. It is compatible with mainstream middleware and hardware, supports open architecture management with mobilization, service-based and cloud-based mode
Product line integration governance
The system provides effective integration of product lines, including full life cycle of planning and management of business lines such as deposit, loan, foreign exchange, wealth management and agency factoring
Reshape user experience
The system follows the user-centric integrated financial service concept, realizes horizontal expansion and user data reuse through multi-level account design, breaks through silos of user information, provides products and services around users in a comprehensive and meticulous manner and accurately meets the customized needs of banks, ultimately bringing bank end users a more optimized and comprehensive user experience
Application Scenarios
User services
Provide theme management and user panoramic view services for corporate and retail users, precision marketing services based on user views as well as multi-channel and multi-level account management, accounting and other services
Product services
Provide product life cycle management, customized pricing and business process control. Product services including deposit, loan, foreign exchange, wealth management and agency factoring etc
Lifestyle services
Provide various convenient daily life services such as payment of water, electricity and natural gas fees, payment for transportation, parking and social security etc
Payment services
Provide access to multiple payment channels with access control on the entire process of multi-merchant as well as provide services such as routing and reconciliation of payment transactions
Multi-tenant support
Supporting multi-tenant, the legal entity field is used to realize risk isolation and business isolation between different legal entities