Bank Loan Business System
Overview
In order to implement the development strategy of a 'boutique bank', banks have to further enriches the credit financing business, enhances the overall credit business capabilities, builds a core loan system, supports the accounting of loans in different scenarios and different formats to meet the requirements of Internet platform loans and traditional personal loans demands. Sunline Bank Loan System has a flexible, mature, easy-to-expandable technical architecture, complete transaction and accounting functions, capable of providing good support for the cooperative ecology loans and traditional loan businesses.
Product Features
Advanced technology
The system adopts the microservices technology and architecture to realize the principle of high cohesion and low conversion for objects, fully supporting distributed deployment and can quickly build a complete business logical deployment unit to expand the system as a whole
Safe and controllable
Fully support various operating systems and databases. it can support domestic operating system, domestic database, domestic ARM chip server and domestic storage. Domestic database can be TDSQL, Gauss DB, EsgynDB, DM DB etc
Advanced functions
The system can provide a rich functions from credit products to credit services, it can also provide services for bank rapid access of 'online + offline' credit business scenarios. Support traditional personal and corporate loans, mortgage loans, Internet loans, trade finance and derivative advances, joint loans, syndicated loans, entrusted loans, committed loans and other products with multiple interest calculation methods, multiple accrual frequencies, and more. Each interest rate can be parameterized as needed to fully meet the demand for marketization of loan interest rates
Application Scenarios
Bank
Used for bank loans, bank acceptance bills, discounting, collateral, mortgage assets, quota management, inter-bank lending, letter of guarantee, letter of credit and other off-balance sheet business processing.